AC Installation Contractor in Katy, TX
In search AC Installation Contractor in Katy, TX? Since 1965 John Moore has been the go-to local company for everything from Pest Control to HVAC Inspection. Homeowners in throughout Harris County searching for AC Installation Contractor have a lot of options. After all, Harris County covers an area of over 10,000-square-mile and its the 3rd most populous county in the US. John Moore Services is headquartered in the city of Houston, the largest economic and cultural center of the South, with a population of more than 2.3 million. When the summer rolls in, we stay busy at a time when many local Air Conditioning contractors fall short. And yes, it has been getting scalding during the summer, near the record highs of 109 on September 4, 2000.
So, this summer, instead of using Duck Duck Go or Instagram when searching for AC Installation Contractor in Katy, TX, consider calling not only the largest local HVAC company in the area. Get the best service ranging from Remodeling to HVAC Installation by calling one number (713) 730-2525. John Moore Services is the in Katy, TX Air Conditioner Maintenance contractor you can count on when you want the job done right at the right price.
Hiring a Heating and Cooling Contractor in Katy, TX
Whether you are a homeowner or a renter, if your AC fails and you find yourself in need to find an AC Installation Contractor in Katy, TX, you may find yourself in a situation. Truth be told there is no shortage of heating and cooling contractor in Katy, TX, but one thing you can do is: Know your options — Find out about license and insurance requirements for HVAC contractors in Katy, TX, and before you call an AC contractor in Katy, TX, know the model of your current system and its maintenance history. Also, make note of any uncomfortable parts of the house. This will help potential heating and cooling contractors better understand your problem.
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Will Homeowners Insurance Cover AC Repair?
Will homeowners insurance cover AC repair? This is certainly one of the questions you should be asking before moving into a new place. If you’re renting or buying a place for the first time, you should be familiar with this type of policy.
AC repair isn’t cheap, and how much it will cost will depend on the existing damage and multiple other factors. For example, older units where replacement parts are hard to find will be more difficult and more expensive to fix. Knowing whether homeowner insurance covers AC repair or not can save you time and money. A working AC is essential during the summer and if something goes wrong, you should be able to fix it immediately.
Does Homeowner Insurance Cover AC Repair?
The answer isn’t a definitive yes or no. Homeowner insurance will cover AC repair in certain conditions and not others. Weather-related damage is often covered by home insurance. For example, if your AC unit is damaged by hail, high winds, or even struck by lightning, your homeowner insurance will generally cover the damages. Damages due to natural disasters like earthquakes and floods, however, are often not covered.
Damage due to fires is also covered in most policies. If there’s a fire in your home that leads to damage to your HVAC or AC system, it will be covered. As we mentioned earlier, damage from floods isn’t covered without flood insurance. You will also be reimbursed in case of external physical damage like if a tree fell on your external AC unit.
While unlikely, damage can happen due to theft or vandalism. Damages due to theft will most likely be covered in your homeowner insurance. Keep in mind that you’ll need to file a police report before you can file a claim to be reimbursed for these damages.
To be clear, your homeowner insurance is designed to reimburse you if your AC system or unit is damaged in an unexpected event. Alternatively, it will not cover damages that result from everyday wear and tear. AC’s last over a decade, and your homeowner insurance policy will not reimburse you for damages that occur due to usage of the system over the years.
Those interested in being covered when damage occurs due to everyday use should invest in a home insurance policy. A home insurance policy is designed for these damages, as opposed to a homeowner insurance policy. Make note, however, that a home insurance policy will only cover your AC repair if you’ve been taking care of it. If neglect can be proven, you will not be covered. An example of this is if they can prove that you never serviced your AC system or changed its air filters.
When signing an insurance policy, it’s important to read all the details and the fine print. Talk to multiple insurance agencies and find people that you can trust. You should also prioritize agencies that provide the terms you’re looking for. It’s also important to never delay getting insurance.